Payday advances -- the answer to your financial problems?

Well, that is what the lenders says. But they're not. You can use payday loans when there is a financial emergency, and when you can't get cash any other way. But payday loans are not the solution to your cash problems. Most likely, the solution will lie in good budgetting and financial management. If you learn to spend your money well, you may not ever need a cash advance loan. If you can't ever bring yourself to spend your money well, you need credit counseling -- fast!